A fun and educational freeware tool which provides some powerful perspective on your credit card debt. Talk about motivation! Credit-Card-Crusher will show you exactly how much Home, Car or Retirement you're giving up for the privilege of carrying debt! Try it, it's fun and actually a bit profound!

Credit-Repair-Planner helps create an optimized repayment schedule which factors in credit improvement. The concept is simple: pay off the highest-interest cards first while bearing in mind that carrying in excess of 50% on any revolving credit line dings your credit score. Credit-Repair-Planner will break this down into two repayment schedules - the first to get all cards down below 50% and the second to take them down the rest of the way.